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Farmers in poor areas of Yunnan Nationalities Savings Behavior
Author: DengHaiBin
Tutor: LiXueShu
School: Yunnan University of Finance
Course: Agricultural Economics and Management
Keywords: National poverty area Savings rate Customs Savings consumption ratio Consumer policy
CLC: F127;F832.22
Type: Master's thesis
Year: 2010
Downloads: 35
Quote: 0
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Abstract
Saving is the main source of financing for development , appropriate savings rate is necessary to ensure economic take-off , which many theorists have been studied, but farmers in poor areas of Yunnan Nationalities savings has its particularity. In this study, statistical analysis and field research based on poor areas of Yunnan Nationalities level of savings to make their own judgments , in-depth analysis of the regional characteristics of household savings behavior and its influencing factors , and to explore the poor areas of Yunnan Nationalities theoretical optimal savings rate method. Finally , the paper also gives farmers in poor areas to promote the Yunnan Nationalities level of savings policy recommendations . In this paper, using the traditional norms of economics and empirical , qualitative and quantitative , historical and logical approach , while focusing on comparative analysis and measurement , modeling, general and specific analytical method to conduct research . Study has several major innovations : ( 1 ) for the first time on a particular region and the crowd - farmers in poor areas of Yunnan Nationalities - saving behavior using econometric methods have been studied ; ( 2 ) on the Yunnan Nationalities poverty regional savings rate level and rationality to make their own judgments ; ( 3 ) to explore the optimal ratio of savings and consumption methods ; ( 4 ) farmers in poor areas of Yunnan Nationalities savings behavior and influence factors were analyzed ; ( 5 ) mainstream economists Schultz poor smallholder farmers on poverty causes low savings rate gives a new interpretation ; ( 6 ) of the current savings policies in poor areas of Yunnan Nationalities were re-examine the applicability : ( 7 ) gives with mainstream views and current policy tone opposite policy recommendations. The main conclusions are as follows: ( a ) farmers in poor areas of Yunnan Nationalities savings rate is low, the negative development of the local economy ; ( 2 ) Farmers in the region have different areas of savings and general behavioral characteristics ; ( 3 ) caused the savings rate is low the main reason is low and is closely linked with national customs and consumer habits ; ( 4 ) Schultz low level of savings to the traditional interpretation of smallholders and farmers in poor areas of Yunnan ethnic characteristics of savings behavior does not match , so its theoretical perspectives in these areas applicability doubtful ; ( 5 ) in these regions to encourage consumer policy is inappropriate to encourage savings and investment is the local economic development and income levels of hope.
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